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Farm Insurance Coverage Facts

By Amelia | March 7, 2025

As your insurance agent, we want you and your farm to remain safe so here are some facts to keep in mind when it comes to shopping around for farm insurance. 1. Not Standardized Many people assume that a farm insurance policy is just a large bundle of predetermined coverages. While this is often the […]

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Protecting Your Dream: Small Business Insurance

By Amelia | March 7, 2025

Starting and running a small business is a significant investment of time, money, and passion. Whether you own a local retail shop, a restaurant, or a professional service firm, your business is your livelihood. That’s why having the right insurance coverage is essential to protect against unexpected events that could threaten your success. Why Small […]

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Caring for Livestock During Winter Temperatures

By Amelia | January 30, 2025

Taking care of livestock during winter requires thoughtful planning and attention to their specific needs in cold temperatures. Providing adequate shelter is paramount to shield animals from harsh winds, precipitation, and extreme cold. Creating windbreaks, like planted barriers, protects animals from chilling winds. Barns, sheds, or three-sided structures offer protection, while ample clean and dry […]

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Does Your Business Need Flood Insurance?

By Amelia | January 30, 2025

Natural disasters can be devastating to businesses. While damage caused by some types of natural events—such as lightning or wind—will usually be covered by commercial property insurance, you need a special policy if you want protection from flood damage. What is the definition of a flood? A simple definition of a flood is an accumulation […]

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The Challenges and Impacts of Winter on Commercial Trucking

By Amelia | December 20, 2024

Winter is a formidable season for the commercial trucking industry. With snow-laden roads, icy surfaces, and unpredictable weather patterns, trucking companies and drivers must navigate a host of challenges to keep goods moving and ensure safety. The effects of winter extend far beyond the cab, influencing operational costs, delivery schedules, and overall industry efficiency. The […]

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10 Fall Car Care Tips:

By Amelia | October 30, 2024

Prepare Your Vehicle for the Changing Seasons Because seasonal changes affect your vehicle in a multitude of ways, it’s important to prepare for the transition from summer to fall. You’ll want to keep up on regular vehicle maintenance, while also paying close attention to season-specific car care tasks. Essential Fall Vehicle Maintenance Tips Check the […]

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Is Your Homeowners Insurance Being Canceled Due to Your Roof?

By Amelia | October 2, 2024

Here’s Why—and What You Can Do The insurance industry is currently in a tough spot, with rising rates and stricter underwriting practices. One of the key issues homeowners are facing is the cancellation of their insurance policies due to the age or condition of their roof. Homeowners with roofs as young as 10 or 15 […]

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Why Regular Gutter Cleaning is Essential

By Amelia | September 26, 2024

Your home’s gutters play a crucial role in protecting your property from water damage. They channel rainwater away from your roof, walls, and foundation, preventing potential structural issues and costly repairs. However, for gutters to function effectively, they require regular maintenance, including cleaning. In this blog post, we’ll explore why regular gutter cleaning is essential […]

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Surplus Lines Insurance: What is it and How Does it Work?

By Amelia | September 13, 2024

What is Surplus Lines Insurance? Surplus lines insurance is a type of insurance for risks that are too unusual or high for regular insurance companies to cover. These could be things like hosting large events, owning rare or expensive items, or needing insurance for a property in a high-risk area like a flood zone. Traditional […]

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Buying a New Home and Turning My Old Home into a Rental:

By Amelia | August 29, 2024

What Do I Need to Do? Transitioning from living in your current home to renting it out while purchasing a new property can be a significant financial and lifestyle decision. Here’s a guide on what you need to do when making this transition: Evaluate Your Financial Situation: Begin by assessing your financial readiness for owning […]

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